Management Financial Group - The easy finway

We develop fintech products and services that benefit people

MFG is a global group of leading fintech and insurtech service providers.

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We believe in providing financial
access for everyone

We develop innovative business models through strategic vision and planning derived from the many years of financial expertise of our companies.

The easy finway

MFG is committed to expanding fast, reliable, and fair access to financial security worldwide.

More than 8 300 employees and associates in over 450 offices in Europe, North and South America, and Africa.
Our teams manage a rich portfolio of successful business models in the field of consumer loans, loans for micro and small businesses, credit cards, digital business, general insurance and other alternative financial products and services.

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Who we are

We put our customers and employees at the heart of whatever we do

Our ambition is to be a market-leading, multi-product, and award winning fintech and insurtech business providing an array of non-banking financial services globally.

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We share knowledge, experience, and various worldviews within our companies and set no boundaries so that we can achieve our goals together.

Many Years of experience in financial services
450 + offices worldwide
8300 + employees

We take a big-picture approach.

We unite companies with diverse backgrounds to share experience
and know-how across continents.

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Find a partner near you.

MFG provides short-term, flexible B2C and B2B loans, revolving and instalment plan credit cards, and other financial and insurance services to underserved and underbanked sectors, as well as the general public.

Our Locations

Our Companies

We build sustainable companies that are in harmony with society, nature and people.

We attract talents, invest in them, develop them, and turn them into ambassadors of our companies beyond our current geographical outlines.

See the latest business stories from our leading companies
Be the first to follow our latest company news and announcements.

MFG acquires Zornitza Family Estate as part of a large-scale vision for the development of the AYA brand and the Struma Valley

MFG has acquired 100% of the hotel complex, villas, and adjoining agricultural assets of Zornitza Family Estate, located next to the Group’s own AYA Estate Vineyards, in the heart of the Struma Valley. The acquisition, legally finalized in December 2025, brings together two projects united by a shared philosophy - respect for terroir, nature, and the local community.
AYA Estate Vineyards Officially Opened – the First Winery in Bulgaria and the Region that is Also a Contemporary Art Gallery

On September 27, 2025, at the foot of seven mountains near the village of Harsovo, in the Melnik region, AYA Estate Vineyards was officially opened – the first winery in Bulgaria and the region created to unite, within one impressive space, world-class winemaking, an architectural landmark, and a cultural stage for contemporary art.
MFG Expands Global Reach with the Launch of Juzt Card in the US

As part of its long-term strategy to deliver inclusive, technology-driven financial services globally, MFG is proud to announce that its subsidiary, Access Finance Inc., has officially launched Juzt Card in the United States – a fully digital, unsecured credit card designed to expand access to credit for underserved consumers.
Konstantin Kostadinov: A Vision for Growth and Innovation at Viva Credit

A New Beginning with a Clear Direction

With the appointment of Konstantin Kostadinov as CEO, Viva Credit confidently enters the next phase of its development.
Access Finance Launches AI-Powered Chatbot to Enhance Customer Experience

MFG is revolutionizing customer service standards with automation and AI with an exciting innovation from Access Finance
Discover All Episodes of Our New Video Podcast "Mission: Financial Independence"!

At MFG, we believe that driving innovation and fostering financial literacy is a key part of our long-term goal for more accessible financial products for everyday people. "Mission: Financial Independence", our collaborative project with the respected news platform Dnevnik, is a testament to our commitment to bringing financial knowledge closer to the broader audience.
MFG Expands to Latin America with the Launch of Juzt Card in Mexico

2025 marks a historic milestone for MFG as the group makes its debut in the Latin American market. Access Finance, part of the MFG group, has introduced a next-generation high-tech product to the Mexican market - a credit card accessible through a mobile application.
AYA Business Center – the future home of MFG, wins a prestigious award from the International Property Awards!

AYA Business Center, the new modern office building that will unite all the companies from the MFG group under a single roof in 2026, has been recognized as the Best Office Development in Bulgaria by the prestigious International Property Awards.
Success for three MFG companies at the Career Show Awards 2024!

Once again this year, three companies from the MFG group achieved remarkable recognition at the Career Show Awards 2024. Easy Credit, Viva Credit, and AKPZ were proudly ranked among the best employers in Bulgaria.
(VIDEO) The power of good drives the ambitions of Easy Credit, part of MFG. The company turns 19 on April 1st.

For almost two decades, Easy Credit has established itself as a leader and innovator in consumer lending in Bulgaria. With more than 4,200 committed colleagues, the company relies on our group values of humanity, innovation and responsibility and is a benchmark for responsible practices and good treatment of people in the organization, customers and communities. Together with them, we also walk the path of the power of good that they took.
Humanity Month at MFG: a volunteering mission at the Mother and Baby unit in Sofia

At MFG, one of the leading values is humanity. We believe in the power of doing good that is shared and inspires us to be better people and colleagues. We are aware of our place and influence in society and readily assist people and communities in difficulty.
Bring Your Kid To Work: kukeri workshop at MFG

Our first-ever children's Surva workshop was held at MFG headquarters in the beginning of February 2024.

The bring-your-kid-to-work event not only brought joy to our colleagues and their children but also served as a unique opportunity to strengthen our company culture and showcase our commitment to fostering a family-friendly workplace.
Antonia Sabeva Among Top Bulgaria's Top CEOs

The Chief Executive Officer of MFG, Antonia Sabeva, has been selected by Manager Magazine as one of the top managers in the "Manager of the Year 2023" competition, held for the fifteenth consecutive year.
"Instinct" - The new player in insurance with ambitious goals

The company will attempt to increase trust in the sector, but it is aware that efforts in this direction must be made by all participants in the insurance market.
Iuvo named fintech company of the year by B2B Media

On July 14th, 2023, the 9th annual B2B Media Awards were held, and iuvo received recognition in two categories: first place for Fintech Company of the Year and second place for Successful Growth on International Markets with the product iuvoSAVE.
With the #PowerofGood the children's hematological department at ISUL hospital in Sofia was renovated

On May 12, 2023 (Friday) in the presence of doctors, donors, volunteers, parents and patients, the renovated children's hematology center was opened at the Clinic for Children's Clinical Hematology and Oncology of the Tsaritsa Joanna Hospital (ISUL) in Sofia. The center cares for and treats children with severe and rare hematological diseases on a daily basis.
Microsoft included a meeting with MFG and Smart IT in the business program during the visit of key representatives of the giant to Bulgaria

On April 20, a strategic meeting was held between representatives of MFG and our IT hub Smart IT and key representatives of Microsoft.
MFG with great acclaim at Forbes Bulgaria Business Awards 2023 in the finance sector

MFG was among the finalists of the Forbes Bulgaria Business Awards 2023 for company of the year in the finance sector!
To be one of the three companies that received such a prestigious assessment is already a victory!
Mi Prestamo marks its first anniversary!

One of MFG’s newest companies celebrates a successful first year.
MFG Inc EAD, part of the MFG Group, received a general insurance license

On February 9, 2023, the Financial Supervisory Commission (FSC) issued MFG Inc. EAD (in the process of being established), part of the Management Financial Group (MFG), a license for a non-life insurance company, pursuant to Art. 29, para. 1, item 2 of the Insurance Code.