We are a group of companies uniting leading providers of non-bank financial services in Europe.

  • We've been doing this since 2005
  • More than 8 300 employees and associates in over 450 offices in Bulgaria, Ukraine, Romania, Poland, Spain, North Macedonia and Croatia.

About Us

We are a constantly evolving fintech ecosystem with strong ambitions and global presence.

We provide easy access to finance for all regardless of their current social and financial status.

  • Together we give business a human face, we are brave in our dreams and free in our actions. We leave a trace by leading a sustainable life and conducting sustainable businesses.
  • We work openly in an environment of closeness, recognition and trust. We are guided by the energy of youth and child-like curiosity, which make us free, innovative, experimenting, challenging ourselves and the status quo. We are guided by our responsibility to people - colleagues, partners, clients, and the environment in which we live and surrounds us.
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We think big and see the opportunities that others miss. We constantly upgrade the business and every day we pursue our goals that make us market leaders.

We develop fintech products and services for the benefit of the people.

Responsible to our high goals we identify, attract and develop the best experts and talents and nurture their career paths within the organization.

Our Values

  • Innovation

    We are guided by the energy of youth and child-like curiosity, which make us free, innovative, experimenting, challenging ourselves and the status quo.
  • Responsibility

    We are guided by our responsibility to people - colleagues, partners, clients, and the environment in which we live and surrounds us.
  • Humanity

    We work openly in an environment of closeness, recognition, respect and trust.

OUR PROMISE

At MFG we work, create and take pride in building a better "tomorrow" for our clients, colleagues and friends, for our children, for a better and more harmonious world. This is our promise to us in the Group and to the world that we live in.

  • Financial Inclusion We believe everyone should have access to financial services as they have access to education or healthcare. That’s why we provide the opportunity to have easy access to such services anytime and anywhere.
  • Sustainable Business Models We build sustainable business models that use the Group’s resources (human, technological, financial, time) effectively and efficiently and also promote sustainable living inside and outside the group.
  • Innovative Mindset We experiment constantly and are quick to introduce and scale proven ideas. Our inspiration from the best practices drives us to develop our own ideas and seize opportunities that others miss.

Our History

Witness our history and share our milestones through this interactive timeline

We never limit our imagination and dream big across continents and business models.

Press & Hold
  • Company: Easy Credit
    Easy Credit lends its 1 000 000th loan.
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  • Company: Fintrade Finance
    Fintrade Finance was established. The company is focused on the funding of micro and small businesses.
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  • Company: Easy Credit
    Easy Credit celebrates its 10th anniversary.
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  • Company: MCash
    MCash company was founded as a new financial institution, specialized in providing online consumer loans. The company starts operations in Macedonia as the first company to lend loans entirely online.
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  • Company: MFG Foundation
    MFG Foundation was founded.
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  • Company: Management Financial Group
    Easy Asset Management establishes Management Financial Group as a holding of leading companies in the non-banking financial sector.
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We put people at the heart of everything we do

Our ambition is to innovate fintech solutions for the benefit of the people across the globe.
Stanimir Vassilev
Co-Founder & CEO
Stanimir Vassilev graduated in electronic engineering and microelectronics at the Technical University of Sofia, and then in finance at the University of National and World Economy. He has a master's degree in business administration from INSEAD.

Stanimir Vassilev and Nedelcho Spasov are owners and heads of the Management Board of MFG, major shareholders in all companies in the group. Co-founders of Easy Asset Management AD (2005). They are serial entrepreneurs and investors and have been building financial companies and investing in fintech and other startups for the past 16 years. They are guided by the belief that everyone should have access to financial services, as they have access to education or healthcare, and put humanity, innovation and responsibility at the forefront of the group‘s corporate culture.
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Nedelcho Spasov
Co-Founder & CEO
Nedelcho Spasov has a master's degree in economics and industrial management from the University of National and World Economy and a master's degree in business administration from INSEAD.

Nedelcho Spasov and Stanimir Vassilev are owners and heads of the Management Board of MFG, major shareholders in all companies in the group. Co-founders of Easy Asset Management AD (2005). They are serial entrepreneurs and investors and have been building financial companies and investing in fintech and other startups for the past 16 years. They are guided by the belief that everyone should have access to financial services, as they have access to education or healthcare, and put humanity, innovation and responsibility at the forefront of the group‘s corporate culture.
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Antonia Sabeva
Group CEO
Antonia Sabeva has been the Chief Executive Officer of MFG since 2017. She started her career in the first of the holding companies - Easy Asset Management, in 2010 as part of the audit team of the company, from where she moved to the technology center to the group. Antonia holds two Master's Degrees - in Accounting and Control and in Finance from the University of National and World Economy.
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Petar Damyanov
Group CFO
Peter Damyanov has been the Chief Financial Officer at MFG since 2016. Petar has a long and successful track record as CFO in other major financial companies, including Alpha Bank and MetLife Bulgaria. He holds a Bachelor’s Degree in International Business and Management from Dickinson College, Pennsylvania, USA, and a Master’s Degree in Finance and Statistics from Paderborn University in Germany.
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Apostol Mushmov
Group Chief Sustainability Officer
Apostol Mushmov is a member of the Management Board of MFG, Chief Sustainability Officer and before that longtime Director of the Credit Risk and Revenue Optimization Group Division. Apostol Mushmov's career at MFG started as head of the Planning and Analysis Department at Easy Credit in 2009. He holds a Master's Degree in Applied Mathematics from the Technical University of Sofia. He has solid academic experience behind him, incl. at the University of Greenwich in London. He is soon to finish his PhD thesis on business administration at the New Bulgarian University. His professional path intersects with the study and analysis of data and consumer behavior, where he has many years of experience.
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Ivelina Kavurska
Group Division Director
Ivelina Kavurska has been part of MFG since 2014. She started working with the group as a lawyer and over the years has held various management positions in the companies Easy Payment Services, iuvo, ACOD. As Director of Strategic Projects and a member of the Management Board of MFG, she is an integral part of the group's most courageous and large-scale initiatives. She holds a master's degree in law from the University of National and World Economy.
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Gergana Georgieva
Corporate Communications Manager
Gergana Georgieva is Corporate Communications Manager in MFG since 2019. She has over 20 years of experience in the field of public communications. She has worked on projects of Bulgarian and international companies from various business areas such as Coca-Cola HBC, Nestle Bulgaria, Carlsberg Bulgaria, HP, Microsoft, DSK Bank, Pioneer Investments, Sanoma Bliasak Bulgaria and National Geographic magazine, Galchev Holding, Siemens Healthcare, TV7, News7 and Super7, Helicon bookstores and many more. As part of Forum Film Bulgaria Gergana is behind the successful communication campaigns of many Disney, Universal, Paramount, MGM movie productions. Gergana is also part of the successful realization of the international festival of contemporary dance and performance One Dance Week in 2017 and 2018 - part of the program of Plovdiv European Capital of Culture 2019, and International Table Tennis Tournament 2017 ITTF World Tour Asarel Bulgaria Open - part of the tournaments of the International Table Tennis Federation.

Gergana has a Bachelor's Degree in Public Relations and a Master's Degree in Production and Creative Industry from the Faculty of Journalism and Mass Communication (FJMC) at Sofia University St. Kliment Ohridski. She has pursued a PhD at FJMC in the field of Internet culture. She is currently a master’s student of fintech, investments and finance. She is actively involved in volunteering and is also the co-founder of the Bulgarian Beer Church and a passionate cook and music lover.
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Mariya Handzhiyska
Group Manager Regulatory Compliance and Data Protection
Maria Handzhiyska is the head of the Compliance department on group level in MFG. She has been part of the holding since 2016, and for the last couple of years she has been dealing with regulatory compliance and application of regulations. Maria is an active part of the development of AML software to be used to implement group policy. She is a lawyer by profession holding a Master’s Degree in Law from University of National and World Economy. 

Her professional knowledge and experience in the sphere of Data protection compliance started in 2017 when she had the chance to deal with the project for the implementation of the GDPR regulation in the group of MFG. As an Data protection officer in the last 4 years she’s responsible for overseeing the MFG companies’s data protection strategy and its implementation to ensure compliance with GDPR requirements.

As Chief AML officer her professional focus falls on the internal systems and controls for AML&CFT prevention.
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Social Impact

MFG is a responsible member of society promoting sustainable living and implementing various initiatives aiming communities in Bulgaria and abroad.

Our Impact On Society

The way to create change is to contribute personally, but when that contribution is supported by the company we work for, our colleagues, friends and family, we can multiply that change significantly.

As a group and individually, the people at MFG support and participate in various activities, initiatives and voluntary actions thus constantly creating and inspiring change.

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Our Awards

  • Award: Innovative Product of the Year

  • Award: Forbes Business Awards 2024 - Company Of 2024 - Finance - Third Place

  • Award: Forbes Business Awards 2023 - Company Of 2023 - Finance - Finalist

  • Award: Non-Bank Financial Institution of the Year - CEE 2021

  • Award: Ranking in Career Show Index of Bulgaria

  • Award: Best Customer Service Financial Provider

  • Award: Non-Bank Financial Institution of the Year

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